Money & Finance

Stop Smoking and Start Saving
New research reveals that the average British smoker spends over £120,000 funding their habit in a lifetime.

The growth of Islamic banking
The race is well and truly on to provide viable banking options for followers of Islam.
The world's best tax havens

Offshore investment company Shelter Offshore looks at the world's best tax havens.
Student Loan Syndrome

Interest-free student loans sound like an absolute steal, but the reality is that nothing comes free.
Could an offshore trust save you 98.4% tax?

Rhiannon Williamson, from offshore investment firm Shelter Offshore, looks at how offshore trusts can reduce taxation down to as low as 1.6 per cent.
Get a life and protect your family

Life insurance can be a morbid topic as it means thinking about your own death.
UK pensions - What should you do when moving overseas?

For many years, British expatriates have been faced with difficulties when dealing with UK pensions.
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Saving for the future
The UK government gives all newborn babies a minimum £250 in a Child Trust Fund, hoping this will encourage saving. MoneyExpert.com looks at how the scheme works.

Building societies offer 'best value' mortgages
Building societies consistently offered the best value mortgages during 2007, research finds.
Releasing equity from your home

Equity release schemes have experienced a boom in recent years as more people see the advantages in raising some much-needed capital through their property.
Interest rates - The only way is down

Independent UK financial services comparison website MoneyExpert.com gives its interest rate predictions for 2008.
Plug in to a cheaper deal

Around 35% of consumers have never switched energy providers, potentially missing out on savings of up to £325 a year.

Spreading the risk
People wanting to make the most of their money in the long term could do worse than invest in private equity investment trusts, with the industry sector currently worth £9.5 billion.

UK homeowners could face sub-prime shock
Thousands of UK homeowners could face crippling increases in mortgage payments of up to 50%, as banks and building societies move to re-classify them as bad risks.

First-time buyers face record mortgage costs
First-time home buyers are facing the highest mortgage interest costs for 15 years, new figures show.
Sub-prime mortgages to grow, study warns

UK sub-prime mortgages are set to grow faster than mainstream mortgages, a new report has warned.
Rise of the five times salary mortgage

More than 3.7 million potential mortgage customers would be happy borrowing five times their salary or more, research suggests.
Cost of running a home surges ahead

The annual cost of running a home in the UK continues to rise, figures from Sainsbury's Bank suggest.
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Money & Finance from 999Today.com
Britons to become richer than Americans

The average person in Britain will this year have a greater income than their US counterpart for the first time in over a century, a study finds.
Reaching for the sky on mortgages

After years of increasing house prices, first-time buyers have never had to borrow so much to get on the housing ladder.
Choosing the right offshore jurisdiction

An offshore investment expert looks at the six critical considerations to keep in mind when choosing the right offshore jurisdiction for your personal requirements.
Cheapest mortgage offered by HSBC

HSBC was the cheapest mortgage lender in 2007, according to financial services research firm Defaqto.
this week …
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HOTEL Of The Week
A beautiful country house hotel in the heart of Dartmoor

Gidleigh Park is a beautiful country house hotel set on the banks of the North Teign River in the Dartmoor National Park, with 45 acres of gardens and woodland.
read on » -
PROPERTY Of The Week
Brownston Street

An elegant and well-proportioned Grade II listed Georgian house in the very centre of this much sought-after South Hams town.
read on » -
WINE Of The Week
Camel Valley Bacchus 2006

The sun is starting to peek out from behind the snow clouds, the spring flowers are in full colour, the evenings are lighter again … at last we can look forward to the spring/summer season ahead.
read on » -
VILLAGE Of The Week
Cove's long history rich with ship wrecks and smuggling tales

Hope Cove probably derives from the Old English hop meaning a circular valley...
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PRODUCT Of The Week
World's fastest Blu-ray burner launched in UK

Electronics giant LG Electronics has launched what it claims is the world’s fastest Blu-ray rewriter and HD DVD-ROM drive in the UK.
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RESTAURANT Of The Week
Boxwood Café review: Raving about Ramsay

999Today food critic Natasha Heard reviews the delightful Boxwood Café, part of the luxurious Berkeley Hotel in Knightsbridge, London.
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RECIPE Of The Week
Oven roasted Ideford duck breast on a parsnip rosti, topped with rhubarb sauce

By Tim Golder, head chef at Topsham's prestigious Oliva Restaurant, which was named best restaurant in Devon at the 2007 Devon Life Food and Drink Awards.
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